Private Medical Insurance for Individuals and Families

“Protecting the health of yourself and your family where applicable should be one of your highest priorities. It is no good being wealthy without being healthy.”

Most UK residents are entitled to free healthcare from the NHS, however, many of us want to have the peace of mind of faster access to medical care when we need it.

The main benefits of Private Medical Insurance are:

1. Shorter waiting times for treatment compared with the NHS
2. Fast access to Medical Professionals, diagnostics and treatment
3. Choice of private facilities and Consultants
4. Choose a convenient time for appointments and treatments

Private Medical Insurance (PMI), sometimes called Health insurance, is designed to ensure that if you need medical treatment in future, you won’t need to worry about NHS waiting lists or paying for the cost of the treatment. If you’re treated privately, your PMI will pay all or some of your bills.

With PMI you can get a prompt referral to a consultant and diagnosed and treated quickly, as well as admission to a private hospital, if necessary, at a time and place that is convenient for you.

With PMI you can still use the NHS, but it gives you a choice if you feel the need for faster treatment, when and where you want it.  With most PMI policies you’ll have a choice of a private hospital from an agreed list provided by your insurer. Almost all private hospitals offer a private en-suite room.

What does it cover?

Like all insurance, the cover you get from PMI depends on the policy you buy. Most PMI plans cover the basics – such as most in-patient treatments and day-care surgery.  Some policies extend to cover out-patient consultations and treatments (such as physiotherapy).  Some insurers also help you towards achieving a healthier lifestyle by offering additional incentives for looking after your health and wellbeing, and rewarding you for being active and making healthy choices.

Understanding and choosing the plan that is right for you or your family is simple with one of our helpful specialist Advisors. They will explain everything in an easy to understand way, and guide you to the plan that is tailor made for you and within your budget.

We do not charge for our services, and it is not cheaper to get cover direct with an insurer of your choice.

To find out more or for a free no-obligation quote click here.